Question 1

What is the average home price in Biloxi, Mississippi?

Accepted Answer

The median home price in Biloxi is $205,000. Prices vary by neighborhood and property type — a local real estate agent can give you a current comparative market analysis for the specific area and home size you're targeting.

Question 2

How long does it take to sell a home in Biloxi?

Accepted Answer

Homes in Biloxi spend an average of 43 days on the market. Well-priced, well-presented homes in desirable neighborhoods often sell faster, while properties that need work or are priced above market may take longer.

Question 3

How do I find the best real estate agent in Biloxi, Mississippi?

Accepted Answer

Look for agents with documented sales history, strong local reviews, and direct experience in Biloxi's neighborhoods. Recommended Agent ranks the highest-performing agents in Biloxi based on documented sales volume, client ratings, and market expertise — all agents listed here meet a minimum 4.5-star rating threshold.

Question 4

Do I need a buyer's agent to purchase a home in Biloxi?

Accepted Answer

In Mississippi, buyers are not legally required to use an agent, but working with one is strongly recommended. A local buyer's agent in Biloxi will have access to off-market listings, negotiate on your behalf, and guide you through inspection, financing, and closing — at no direct cost to you (seller typically covers commissions).

Question 5

How much does a real estate agent cost in Biloxi?

Accepted Answer

In Mississippi, total agent commission is typically 4–6% of the sale price, split between the buyer's and seller's agents. Since the NAR settlement in 2024, commission structures have become more flexible — ask any listed agent for a clear breakdown of their fees before signing.

Question 6

What questions should I ask a real estate agent in Biloxi?

Accepted Answer

Ask about their recent sales in Biloxi specifically, how many transactions they've closed in the last 12 months, how they'll market your home (or source listings for buyers), their communication style, and whether they work solo or with a team. A strong local agent will have direct answers for all of these.

Question 7

How does Keesler Air Force Base affect the Biloxi real estate market?

Accepted Answer

Keesler AFB is one of the largest Air Force training bases in the country, creating a constant rotation of military buyers and renters that provides recession-resistant demand for the Biloxi housing market. BAH (Basic Allowance for Housing) rates for Keesler personnel set effective price floors in the $1,500-$2,200/month rental range, supporting strong investor returns.

Question 8

What makes Biloxi waterfront and near-water properties particularly complex to buy?

Accepted Answer

Biloxi sits directly on the Gulf of Mexico and Mississippi Sound, making flood zone designation, elevation certificates, and wind/hail insurance costs critical variables in any purchase decision. Properties in AE flood zones can carry insurance premiums of $3,000-$8,000 annually, which buyers must factor into affordability calculations alongside the mortgage payment.

Question 9

How has the casino industry shaped the Biloxi housing market since the 1990s?

Accepted Answer

The legalization of dockside gaming in the early 1990s transformed Biloxi into a hospitality and entertainment hub, creating thousands of service-sector and hospitality jobs that form the backbone of housing demand. The casino corridor along Beach Boulevard also drives hospitality worker rental demand and short-term rental investment in surrounding residential areas.

Question 10

What are the most desirable neighborhoods for buyers in Biloxi?

Accepted Answer

DiBerville and north Biloxi offer newer suburban construction at more affordable prices with lower flood risk than beachside properties, attracting families and military personnel. Point Cadet and the Old Biloxi areas on the peninsula appeal to buyers seeking historic character and walkability to the Back Bay waterfront, though these carry the highest insurance complexity.

Recommended real estate agents in Biloxi, Mississippi.

Recommended agents in Biloxi, ranked by results

1. Coldwell Banker Alfonso Realty

2. CENTURY 21 Busch Realty Group

3. Amanda D'Angelo

4. Stars and Stripes Realty

5. NextHome Simplicity

6. PowerMark Group

7. Bryan David BHGRE Expect Realty

8. Marenda Harper

9. Andrew Geotes

10. Tashia McGinn

Frequently Asked Questions — Biloxi Real Estate