Z

Zack Seltzer

Seltzer Real Estate · Panama City Beach, Florida

5.0
25 reviews
License FL #3347203Panama City Beach, FL · 32408(850) 235-0578zack@seltzerrealestate.comseltzerrealestate.com
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300

Total sales

$49.4M

Documented volume

41

Sales last 12 mo

$504K

Avg price

About Zack Seltzer

Zack Seltzer is a real estate agent associated with Seltzer Real Estate, serving Panama City Beach, FL, and the surrounding areas. Zack specializes in waterfront and luxury properties throughout the local market. The professional operates from the Seltzer Real Estate office located at 2605 Navy Blvd, Panama City Beach, FL, 32408. Over 10 years of experience, Zack has closed 300+ transactions, achieving $137+ million in career sales volume. This production resulted in multiple industry honors in 2026, including being Ranked #1 Real Estate Agent in Panama City Beach, FL in 2026 RealTrends Rankings and named a RealTrends Verified — Top Agent by both Volume and Sides. Further accolades include the FastExpert 2026 Five Star Agent Award and being recognized as the FastExpert 2026 Top Agent in Panama City Beach, FL. Backed by 166 reviews, Zack provides knowledgeable representation for buyers and sellers. Reach out to Seltzer Real Estate to discuss your next property move.

Specialties

Buyer's AgentListing AgentCommercial PropertiesProperty ManagementVacation / Short-term RentalsInvestment PropertiesRentalsLuxury HomesLot/Land

Service Areas

Panama City Beach, FLPanama City, FLBay Point, FL

Reviews

Reviews sourced from Zillow and may include other agents on this agent’s team.

5.0

Based on 25 reviews

Suzan RanewZillowNot yet verified
August 2026

I hope I can express how phenomenal my experience has been with Zack Seltzer and Chandler Gilligan of Seltzer Real Estate. I inherited a home in PCB, FL and decided that I wanted to list it for sale. Small problem... I live in Texas and wasn't able to travel to Florida to assess its condition, nor ready it for sale. I contacted Zack, explained my predicament to him, and without hesitation, he explained that he is well rehearsed in handling this exact scenario. I overnighted the house keys to him, then he conducted a video walkthrough of the house and we discussed various pricing and selling options. He and Chandler acted as liaisons between me and the buyer, the title company, and the closing company. The entire transaction was wrapped up in less than thirty days and I could not be happier! Thank you, Zack & Chandler.

Lisa NelsonZillowNot yet verified
July 2026

Zack handled our house sale smoothly from start to finish. He is professional, easy to work with, and gets the job done fast. Zack and his team have great communication and are always available to help any way they can. He made the selling process easy! Highly recommend!

ClientZillowNot yet verified
March 2026

Zack and his team were incredible! Very responsive and made the whole home buying process simple. So happy with my dream home and would recommend his team to anyone in the market for a new property!

ClientZillowNot yet verified
March 2026

Zack and his team made home buying such an easy process! As first time homebuyers, it couldn’t have gone any better. Multiple times he went out of his way to accommodate us during showing, buying, and closing. We will definitely be using him for our next purchase as well.

kildowamberZillowNot yet verified
February 2026

ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!

ClientZillowNot yet verified
February 2026

Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!

DavidJones50ZillowNot yet verified
February 2026

Zack made the whole home buying process easy and seamless. Knowledgeable, responsive, and efficient. He went above and beyond to find a home that suited exactly what we were looking for. We have used him on multiple deals and all them have turned out great.

George JonesZillowNot yet verified
December 2025

I have used Zack for all of my real estate transactions. His knowledge of the Panama City/Panama City Beach area is unmatched, his service is amazing, and the buying/selling process always goes smoothly with the help of his experienced team. I would highly recommend Zack for your next purchase!

staceyleamcleroyZillowNot yet verified
December 2025

?We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process. What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention to what we liked and didn’t like, took detailed notes, and asked thoughtful questions. By the end of the day, he suggested we visit one additional home that wasn’t on our original list because he felt it would be an ideal fit for us. He was absolutely right—it was the perfect home. We made an offer that day, and from start to finish the entire process was seamless. We have never experienced such a smooth and stress-free real estate transaction. Zack is professional, personable, and has deep local knowledge. He was a genuine pleasure to work with every step of the way. We wholeheartedly recommend Zack Seltzer and Seltzer Real Estate to anyone looking to buy or sell in the Panama City Beach area.

James KeltnerZillowNot yet verified
October 2025

I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service

user87748423ZillowNot yet verified
September 2025

Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)

cgilbert510ZillowNot yet verified
August 2025

Zack and Chandler were the best real estate team we have worked with through 20 years and 4 moves. They were prompt, professional, and personable. Don’t let their youth fool you. They know the real estate business. We were 500 miles away but Seltzer’s kept us informed with timely texts, calls, and emails. Chandler took us through at least 10 homes and answered every question we had. When we did the final walk through the day before closing, the air conditioning was not working. Chandler contacted the sellers agent immediately and got it taken care of at the sellers expense, so that when we closed, the house was perfect!

Tori LedlowZillowNot yet verified
August 2025

Zack did a great job helping us sell our condo. He quickly responded to my many questions and was always so kind and professional. Our buyer used a lender that required things we’d never heard of and Zack made sure I understood every step of the process. He was able to help us understand the current market and choose a listing price that would help us get it sold.

user6510594ZillowNot yet verified
March 2025

I highly recommend Zack for your buying and selling needs. Seamless transactions and so very knowledgeable about our area. If I have any other real estate needs I’m sure to call on Zack.

plane talkerZillowNot yet verified
November 2019

Cindy and Zack have worked with us on multiple transactions. They have gone above and beyond to provide the service that we have grown accustomed to. Thanks for your help!

William lloyd TraeZillowNot yet verified
November 2019

Zack and Cindy made our home purchasing process easy, fun and rewarding. We started out not knowing exactly what we wanted but Zack led us through the process over the course of several months and we eventually found a wonderful little home on the beach. It was such a joy to work with people who were so personable and friendly.

kaleb squires34ZillowNot yet verified
November 2019

Zack and Cindy went above and behind in both selling my house and getting me in a new one, even after closing they still made sure that I am satisfied and that the house and it’s features are working perfectly and that I have everything I need to be happy. I would highly recommend Seltzer Real estate

fms4auZillowNot yet verified
September 2017

Cindy sold my lot in no time! Has also helped me search for properties and always goes above and beyond in finding out information. I will purchasing another property in the near future and would not use anyone else!!!!!

tmontttZillowNot yet verified
July 2017

Cindy & Zack were able to get us into a home in less than 30 days while our current lease was coming to an end. They provided great options, great communication, & an all around great experience. I would not hesitate to recommend Seltzer Real Estate to any and everyone looking for property in the Panama City Beach & surrounding areas. 11 out of 10

zuser20150816120458684ZillowNot yet verified
January 2017

Cindy was my landlord first. She helped me decide on a rental house that would fit my family of a dog and cat. She works hard for her customers. In October of 2016 I decide to buy a house. She was right there with me guiding me in the process. We found the perfect location and house for me. It will be my forever home. I'm very satisfied with the experience, knowledge, and assistance Cindy and her team gave me. I would recommend Cindy's services to all. Thank you Cindy.

mike4856ZillowNot yet verified
December 2016

In all my experiences purchasing various types of properties I've never had anyone go out their way like Cindy. Generally people are looking to put forth the least effort possible but not her. She researched every aspect of the transaction- fees, cash flow assumptions, everything. Absolutely added value to use her - a first in my experiences with realtors.

ptamimZillowNot yet verified
December 2016

A real pleasure to work with Cindy -- our agent. She is extremely thoughtful and was extremely attentive to our needs helping us find the perfect home. She went way above and beyond what anyone would expect of a realtor. She truly has become a friend and part of the family.

Lynn BuntynZillowNot yet verified
December 2016

We recently relocated to Panama City from the Atlanta area. A friend referred us to Cindy. She helped us find a home in Panama City Beach. She is professional, honest, trustworthy, resourceful, an expert on PCB real estate and always available when you need her. I cannot say enough great things about her. She is the only realtor I would ever want to work with in Panama City and surrounding areas!

carleyrohanZillowNot yet verified
May 2016

Cindy is absolutely the best realtor we have ever worked with. She has genuine concern for her buyers/sellers. She is honest, kind, and considerate. Cindy has extreme attention to detail, she is incredibly organized, absolutely nothing gets past her. Most of all Cindy is patient, she really wants her clients to do what is best for them, she will never pressure or push. She has amazing knowledge of homes and how they are constructed. I would not hestitate to recommend her to anyone! Just as a reference we looked at the home we purchased at least 10 times and everytime she showed it to us she did it with a smile like it was the first time we looked at it!

Carley rohanZillowNot yet verified
May 2016

She truly went above and beyond. She even helped us move and set up our cable and Internet service in the new house. She took care of every little detail. She showed us multiple houses multiple different times and kept us up todate to price changes and helped us negotiate a bargain. She even knew about houses before they came on the market.

Showing 0 recent reviews · see all 25 on Zillow ↗

Recent Sales

Documented
PropertySoldSide

4100 Marriott Dr Unit 706

Panama City Beach, FL · 1 bd / 1 ba · $325,000

2026-09-04Seller

17620 Front Beach Rd Unit J2

Panama City Beach, FL · 2 bd / 2 ba · $264,000

2026-09-01Seller

2445 Pretty Bayou Blvd

Panama City, FL · 5 bd / 2 ba · $678,000

2026-08-28Buyer

1102 Redfish Cir

Panama City Beach, FL · 3 bd / 4 ba · $1,100,000

2026-08-27Buyer

126 Glades Turn Panama

Panama City Beach, FL · 3 bd / 2 ba · $305,000

2026-08-25Both

4100 Marriott Dr Unit 703

Panama City Beach, FL · 2 bd / 2 ba · $445,000

2026-08-12Buyer

122 Dragon Cir

Panama City Beach, FL · 4 bd / 3 ba · $830,000

2026-08-04Both

3537 Fox Run Blvd

Panama City Beach, FL · 3 bd / 3 ba · $465,000

2026-07-31Buyer

14825 Front Beach Rd Unit 2206

Panama City Beach, FL · 1 bd / 2 ba · $399,000

2026-07-30Seller

4025 Kirkpatrick Rd

Southport, FL · 3 bd / 2 ba · $500,000

2026-07-24Seller

4100 Marriott Dr Unit 708

Panama City Beach, FL · 2 bd / 2 ba · $475,000

2026-07-22Seller

3646 Preserve Blvd

Panama City Beach, FL · 4 bd / 3 ba · $539,000

2026-07-21Buyer

4620 Bay Point Rd #1027

Panama City Beach, FL · 2 bd / 3 ba · $675,000

2026-07-01Seller

116 Sea Oats Dr

Panama City Beach, FL · 3 bd / 3 ba · $680,000

2026-06-22Seller

697 W 13th St

Panama City, FL · $159,000

2026-06-03Seller

6906 S Lagoon Dr

Panama City Beach, FL · 3 bd / 3 ba · $1,150,000

2026-05-28Buyer

86 Gulf View Dr

Panama City Beach, FL · 3 bd / 2 ba · $590,000

2026-05-22Buyer

104 Marlin Cir

Panama City Beach, FL · 3 bd / 2 ba · $500,000

2026-04-17Both

201 Harbour Pointe Dr

Lynn Haven, FL · $150,000

2026-04-08Both

4725 Bay Point Rd #266

Panama City Beach, FL · 1 bd / 1 ba · $201,000

2026-04-06Seller

17670 Front Beach Rd Unit H5

Panama City Beach, FL · 2 bd / 2 ba · $305,000

2026-03-30Seller

4522 Bay Point Rd

Panama City Beach, FL · 5 bd / 7 ba · $3,000,000

2026-03-06Buyer

101 Dragon Cir

Panama City Beach, FL · 4 bd / 4 ba · $1,020,000

2026-02-27Buyer

4789 Standing Cypress Dr

Panama City, FL · 4 bd / 3 ba · $389,000

2026-02-26Seller

7091 George Day Ln

Panama City, FL · 3 bd / 2 ba · $264,900

2026-02-26Buyer

1303 E 8th St

Lynn Haven, FL · 3 bd / 2 ba · $355,000

2026-02-19Buyer

7110 Merlyn Dethlefsen Rd

Panama City, FL · 3 bd / 2 ba · $263,525

2025-12-26Buyer

3604 Preserve Blvd

Panama City Beach, FL · $1,180,000

2025-12-19Seller

3746 E 9th St #3746-3748-3750

Panama City, FL · 2 bd / 2 ba · $425,000

2025-12-19Buyer

3603 Dragons Ridge Rd

Panama City Beach, FL · 4 bd / 4 ba · $1,100,000

2025-12-15Buyer

328 Palm Beach Dr

Panama City Beach, FL · 4 bd / 5 ba · $1,025,000

2025-12-09Seller

139 Crane St

Panama City Beach, FL · 3 bd / 2 ba · $499,900

2025-12-03Buyer

1708 Sumac Ct

Panama City, FL · 3 bd / 2 ba · $455,000

2025-12-02Buyer

7311 Emerson Dr

Panama City Beach, FL · 4 bd / 5 ba · $1,800,000

2025-11-26Buyer

481 Wahoo Rd

Panama City Beach, FL · $425,000

2025-10-31Seller

3602 Dragons Ridge Rd

Panama City Beach, FL · $250,000

2025-10-22Both

4726 Bay Point Rd Unit 4150

Panama City, FL · 1 bd / 2 ba · $225,000

2025-10-17Both

114 Carillon Market St #204

Panama City Beach, FL · 1 bd / 1 ba · $259,900

2025-10-03Both

5233 Thomas Dr

Panama City, FL · 5 bd / 5 ba · $325,000

2025-09-25Seller

5229 Thomas Dr

Panama City, FL · 4 bd / 5 ba · $325,000

2025-09-25Seller

307 W Firethorn Cir Lot 42

Inlet Beach, FL · 5 bd / 5 ba · $1,777,007

2025-09-22Buyer

4405 Bayou Oaks Dr

Panama City, FL · 3 bd / 3 ba · $725,000

2025-09-18Seller

4620 Bay Point Rd #1005

Panama City Beach, FL · 2 bd / 3 ba · $605,000

2025-09-11Seller

3208 Magnolia Islands Blvd

Panama City Beach, FL · 4 bd / 4 ba · $1,025,000

2025-08-28Buyer

136 Marlin Cir

Panama City Beach, FL · 4 bd / 3 ba · $635,000

2025-08-27Seller

5309 Hopetown Ln

Panama City Beach, FL · $85,000

2025-08-21Buyer

1728 Wahoo Cir

Panama City Beach, FL · 3 bd / 2 ba · $520,000

2025-08-14Buyer

111 Water Lily Cv

Panama City, FL · 3 bd / 2 ba · $375,000

2025-08-12Buyer

4725 Bay Point Rd #256

Panama City Beach, FL · 1 bd / 1 ba · $210,000

2025-08-08Seller

3923 Ocean View Dr

Panama City Beach, FL · 3 bd / 2 ba · $375,000

2025-08-08Seller

6559 Myers Rd

Panama City, FL · 4 bd / 3 ba · $376,900

2025-07-30Buyer

910 Sea Robin Ln

Panama City Beach, FL · 3 bd / 3 ba · $445,000

2025-07-29Both

4305 Bay Point Rd #468

Panama City Beach, FL · 2 bd / 2 ba · $265,000

2025-07-28Buyer

3876 Red Deer Cir

Panama City, FL · 3 bd / 2 ba · $365,000

2025-07-18Buyer

9500 Indian Bluff Rd

Youngstown, FL · 3 bd / 4 ba · $796,000

2025-07-15Buyer

111 Legend Lakes Dr

Panama City Beach, FL · 4 bd / 4 ba · $685,000

2025-07-15Seller

0 Highway 389

Lynn Haven, FL · $189,900

2025-07-11Seller

201 Marlin Cir

Panama City Beach, FL · 3 bd / 4 ba · $685,000

2025-06-26Seller

1703 Louise Ave

Panama City, FL · 2 bd / 2 ba · $190,000

2025-06-26Seller

707 Bluefish Dr

Panama City Beach, FL · 2 bd / 2 ba · $375,000

2025-06-18Seller

1906 Louise Ave

Panama City, FL · $52,000

2025-06-06Buyer

406 Savannah Pkwy

Panama City Beach, FL · 4 bd / 4 ba · $599,000

2025-05-28Seller

8743 Thomas Dr Unit 1419

Panama City Beach, FL · 1 bd / 2 ba · $327,500

2025-05-19Buyer

504 Petrel St

Panama City Beach, FL · 2 bd / 2 ba · $425,000

2025-05-16Buyer

4726 Bay Point Rd #A207

Panama City Beach, FL · 1 bd / 1 ba · $245,000

2025-05-05Buyer

11483 Front Beach Rd Unit 206

Panama City Beach, FL · 2 bd / 2 ba · $515,000

2025-04-18Seller

4726 Bay Point Rd #A203

Panama City Beach, FL · 2 bd / 2 ba · $400,000

2025-04-14Buyer

4725 Bigleaf Ln

Panama City Beach, FL · 3 bd / 3 ba · $430,000

2025-04-11Seller

1221 Cornell Dr

Panama City, FL · 3 bd / 1 ba · $199,000

2025-04-09Seller

0 Parker Dr

Panama City, FL · $50,000

2025-04-04Seller

4100 Marriott Dr Unit 307

Panama City Beach, FL · 1 bd / 1 ba · $350,000

2025-03-28Buyer

222 S Kimbrel Ave

Panama City, FL · 3 bd / 2 ba · $317,500

2025-03-17Buyer

0 Shelby Ave

Alford, FL · $10,000

2025-03-12Buyer

4400 Kingfish Ln #303

Panama City Beach, FL · 3 bd / 4 ba · $1,050,000

2025-03-12Both

306 Prudence Ln

Panama City Beach, FL · 3 bd / 2 ba · $291,000

2025-03-07Buyer

8413 Warner Pl

Panama City Beach, FL · 3 bd / 3 ba · $430,000

2025-02-19Both

136 Kingston Cir

Panama City, FL · $80,000

2025-02-14Seller

3513 Cottage Cove Ln

Panama City Beach, FL · 4 bd / 3 ba · $641,000

2025-01-27Buyer

6121 S Lagoon Dr

Panama City Beach, FL · 4 bd / 4 ba · $540,000

2025-01-17Buyer

4726 Bay Point Rd #F151

Panama City Beach, FL · 1 bd / 1 ba · $278,000

2024-12-30Buyer

4726 Bay Point Rd #4251

Panama City, FL · 1 bd / 1 ba · $235,000

2024-12-27Both

6500 Bridge Water Way Unit 1101

Panama City Beach, FL · 3 bd / 3 ba · $570,000

2024-11-22Buyer

4703 Amhurst Cir

Destin, FL · 4 bd / 4 ba · $645,000

2024-11-21Buyer

7479 SW 64TH STREET ROAD

Ocala, FL · 5 bd / 4 ba · $490,000

2024-11-01Seller

511 Floridian Pl

Panama City, FL · 4 bd / 3 ba · $430,000

2024-11-01Seller

5219 Bella Casa Pl

Panama City Beach, FL · $155,500

2024-10-23Buyer

1323 Fairland Ave

Panama City, FL · $40,000

2024-10-04Seller

2816 Forester Trl

Panama City, FL · $150,000

2024-09-23Both

(Undisclosed Address)

Panama City, FL · $150,000

2024-09-23Both

334 Moonlight Bay Dr

Panama City Beach, FL · 3 bd / 2 ba · $799,900

2024-09-10Seller

3737 Tiki Dr

Panama City Beach, FL · 3 bd / 3 ba · $407,000

2024-08-19Buyer

1803 Pond Ln

Lynn Haven, FL · 4 bd / 2 ba · $400,000

2024-08-09Seller

4726 Bay Point Rd #B219

Panama City Beach, FL · 2 bd / 3 ba · $455,000

2024-07-08Seller

181 Marlin Cir

Panama City Beach, FL · 1 bd / 1 ba · $650,000

2024-07-02Buyer

2419 Grandiflora Blvd

Panama City Beach, FL · 4 bd / 4 ba · $449,900

2024-07-02Seller

1631 Hope Cir

Panama City Beach, FL · 3 bd / 2 ba · $340,500

2024-05-31Seller

5004 Thomas Dr #1410

Panama City Beach, FL · 2 bd / 2 ba · $595,000

2024-05-28Buyer

4726 Bay Point Rd #E242-4242

Panama City, FL · 1 bd / 2 ba · $170,000

2024-04-17Buyer

Showing 98 recent of 300 total sales.

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